| Delta SkyMiles® Gold Credit Card |
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- Earn 15,000 Bonus SkyMiles® after Your First Purchase with the Card*
- Earn 2,500 Bonus Miles for Adding an Additional Cardmember with their Application*
- Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations and More*
- Earn One SkyMile for Virtually Every Dollar You Spend*
- No Annual Fee for the First Year, $85: $30 if You are a Qualified American Express Cardmember*
- Express Approval. Get a Decision in Less than 60 Seconds*
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to.*
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles.*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
9.99% APR*
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Life of Balance Transfers*
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15.24%*
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$95*
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Yes*
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Good Credit*
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The Delta SkyMiles® Gold Credit Card, issued by American Express®, is designed for those who frequently travel using Delta Airlines.
Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Airlines related purchases). Additionally, 15,000 bonus miles are awarded to new applicants with their first purchase, and 2,500 bonus miles are awarded for an approved additional card submitted with this application.
Miles do not have an expiration date (if travel is made through Delta Airlines at least once every three years); however, after the cardholder reaches $100,000 in annual spending, only one mile will be awarded per dollar spent.
The annual fee will be waived for the first year. After that time the annual fee is $85; however, for those who already have an American Express® Charge Card the fee is reduced to $30. The standard APR for purchases is above average for an airline reward card and not ideal for those who plan to carry a revolving balance. There is an introductory rate of 9.99% offered for balances transferred during the time of application, which applies for the life of the loan.
In addition to the reward program, the card offers many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services.
Those who can afford to pay in full each month (to avoid finance charges), will use the card at participating retailers and merchants (to earn additional miles), and will be able to accumulate enough miles to redeem a free ticket or other travel related services within a two-year period (especially if paying the $85 annual fee) will benefit most from what the Delta SkyMiles® Gold Credit Card has to offer.
Those who are looking for additional frequent flyer benefits may want to consider the platinum card, which comes with a higher annual fee of $135 and has a higher credit qualification requirement.
The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.
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(Review Date: March 17, 2008)
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