Credit Card Articles
 
The following is a list of articles about credit cards and credit related issues. All information and advice given on this web site is intended only to assist you with financial decisions. However, by nature such information is broad in scope.
 

Article Topics:

Credit Card Basics
Bad Credit / Credit Repair
Credit Management
Low Interest / 0% APR Cards
Balance Transfer / Debt Consolidation
Cash Back Cards / Reward Programs
Airline / Frequent Flyer Cards
Credit Cards for Students
Small Business Credit Cards
Prepaid / Debit Cards
 
Credit Cards - Article Directory

Credit Card Basics

Understanding Your Credit Card’s Card Identification Number -- There are numbers all over credit cards. Are they random, or is there some sort of underlying order?

Do’s and Don’t's of Closing Credit Card Accounts -- Most of the time, consumers seek out ways to open additional credit card accounts. However, there are instances which compel an individual to consider ...

Don’t be a Victim of Identity Theft -- Identity theft is one of those things that everybody is aware of but nobody worries about it until it affects them personally. Unfortunately, by that time, it’s too late.

Top 5 Recommended Bank of America Credit Cards -- Finding the right credit card is important for any consumer looking to acquire more credit and Bank of America provides ...

How Credit Card Interest Rates Are Determined -- Almost everyone knows that they should be looking for a credit card that has a good interest rate. Most people even know ...

Sound Advice for First Time Credit Card Users -- Getting that first credit card is a rite of passage in America today. It’s an exciting experience, and it’s one that can be ...

Top 10 Myths About Credit Cards -- Everyone has an opinion on credit cards. Unfortunately this means that ...

A Brief History of Credit Cards -- Many people use credit cards on a daily basis. However, it is rare to find a credit card user who knows ...

Choose a Credit Card Based on Its Terms and Conditions -- People select their credit cards based on any number of different criteria. Some people want to work specifically ...

Going Cashless with Credit Cards and Debit Cards -- We have all noticed that less cash is being exchanged at the cash register and more credit and debit cards are ...


Bad Credit / Credit Repair

4 Ways Not to Get Out of Credit Card Debt -- Credit card debt is a problem that plagues many people in society today. Unfortunately, where there’s a problem, there is a market for people to use that problem to their own advantage. As a result, many scams ...

Top 5 Recommended Cards for Bad Credit -- There are many reasons as to why someone may have bad credit.  Perhaps bankruptcy is the culprit or bad credit decisions.  No matter the reasons, it is possible to rebuild ...


Credit Management

Changing A Credit Card Bill Due Date -- One of the biggest problems that faces people who have credit card debt is that they aren’t able to make their payments on time. This results in ...

How Many Credit Cards Should I Have? -- Many borrowers wonder whether they should have more or less credit cards than they currently have. On the one hand, a borrower may ...

How to Stay Out of Trouble with Credit Cards -- Credit cards are a terrific resource for people to use when they need to make purchases. They offer more convenience than ...

Minimum Payments are Not Your Friend -- Many people love the fact that they can just make minimum payments on their credit card balances. The thinking behind this infatuation ...

Cut Your Gas Bill with Gas Rebate Credit Cards -- There are very few people in the nation who would turn down an opportunity to reduce the amount owed that ...


Balance Transfer / Debt Consolidation

Balance Transfers 101 -- Balance transfers are something that everyone with a credit card knows a little bit about. There are regularly promotional deals coming in the mail which  ...

Guide to Consolidating Credit Cards -- Credit card consolidation is a popular choice for many consumers. Done correctly, it can reduce the amount owed on monthly payments which can make it easier to ...


Cash Back Cards / Reward Programs

Cash Back Credit Cards – Show Me The Money! -- Credit cards are neither inherently good nor inherently bad. Instead, they are whatever the consumer wants them to be. Someone who makes good use of their credit cards will find that they ...

5 Tips for Finding the Best Gas Reward Cards -- Gas reward cards are a terrific tool for beginning to develop a credit history. Unfortunately, many people stop using them once ...

Top 5 Recommended Cash Back Credit Cards -- Cash back is a wonderful incentive for those with credit cards because in exchange for using the credit card, the customer is getting ...

How to Compare Cash Back Credit Card Offers -- Everyone wants to get their hands on a cash back credit card. After all, it basically gives you money for spending money. If you’re spending that ...

Cash Back Credit Cards Vs. Reward Credit Card -- Not only can the credit card customer buy now and pay later, but many credit cards are offering various reward programs to encourage customers ...


Airline / Frequent Flyer Cards

Which airline frequent flyer credit card is best? -- It is sometimes very difficult to determine which credit card is best because what is best is subject to consumer opinion. These preferences can depend on ...


Credit Cards for Students

Tips on Getting Your First Credit Card -- Getting that first credit card can be a very exciting experience because it provides a certain degree of freedom and is one ...

How to Establish Credit with a Student Credit Card -- Many students simply want the funds to pay for things that are desired rather than establishing credit. However, what the student must realize is ...


Small Business Credit Cards

Help Your Small Business Succeed with a Credit Card -- Every small business owner knows that there are more expenses than can possibly be met with the money that’s generated in the first year or two of business. Taking out an initial loan ...


Prepaid / Debit Cards

The Pros and Cons of Prepaid Debit Cards -- Consumers are always looking for a way to have extra money while establishing credit, especially since ...

Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, Apply4-Credit.com recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy.

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