Your credit cards are making you sick. Literally. If you have credit cards then you almost certainly have credit card debt. That debt is eating away at your body and mind from the inside out. It’s giving you headaches. It’s causing anxiety. It is the reason that you have that constant ache in your muscles and the reason that you catch every cold that is going around. There’s a good chance that it’s the source of your depression. And there may be some even more serious health problems that are directly caused by the fact that you are trying to deal with your debt.
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We all know that the two biggest things that couples fight about are sex and money. You may think that sex has the potential to be the bigger problem of the two since the problem of cheating spouses is one which has been breaking up marriages forever. However, the money issue may be sneaking up on you from behind and destroying your relationship from the inside out. Credit card problems and the debt that they can create are significantly worse on relationships than sexual indiscretion. …Read more

The key to not getting into financial trouble is obvious: don’t spend more than you make. Of course, almost everyone who uses credit cards is violating that rule and that’s why we’ve got so much credit card debt in our society today. It may make you miserable to think of the thousands of dollars that you owe on your cards. But brighten up; things could be a lot worse. …Read more

When you hear that someone is evil, does a chill go down your spine? Evil is something that’s associated with cruelty and fear. It’s something that makes you think about the dark corners in the bedroom that make you pull your covers up around your neck a little bit tighter. And it’s something that can be aptly used to describe the practices of your credit card companies. …Read more

Your credit card company always seems to be screwing you over, doesn’t it? They charge you an exorbitant interest rate and then penalize you with fees for being unable to meet your minimum payments. They send you those convenient little cash advance checks and then include the nasty details in print so fine that you can barely even find it. And they supposedly reward you with benefits that you never seem to be able to actually cash in on since there are blackout dates on travel and restrictions on purchases. Aren’t you getting just a little sick of being screwed over by your credit cards? …Read more

Everywhere you turn, you are going to find advice about how to be smart when using your credit cards. Your parents, your friends, your co-workers, your spouse and anyone else who talks to you about money is going to have an opinion on what you should and shouldn’t do when it comes to credit cards. Even turning on the television or browsing through the Internet, you are going to be bombarded with messages about how to get yourself out of your credit card debt and use your cards more responsibly. …Read more

Imagine having a conversation with yourself about your credit cards. Does the tone that comes to mind sound angry? Or upset? Are you being mean to yourself because you know that you aren’t as responsible with your credit cards as you could be? Most people have negative feelings about themselves when it comes to their credit cards. Financial problems related to credit card debt are the cause of self-esteem issues, shame and anxiety. However, it doesn’t have to be that way. …Read more

Hopefully you already know all of the reasons that you shouldn’t use those “free” credit card checks that come in the mail. They often have fees associated with them. They convince you to spend money on your credit card that you weren’t planning to spend. And they usually end up causing your budget to go out of whack so that you have difficulty making the payments and start accumulating credit problems. Despite knowing this, do you have problems convincing yourself to just throw those checks away? …Read more

Every once in awhile, you might get information in the mail which says that you are part of a class action law suit as a result of being a credit card holder with a certain company. This is rare but it happens. Whenever a class action lawsuit is filed against a credit card company or a lending institution, all of those people who can be affected by the results of the lawsuit are notified. In general, you don’t have to do anything in order to benefit from the lawsuit. However, you may want to stay abreast of the status of the credit card class action lawsuit in order to make sure that you get any awards that may be coming to you because of it. …Read more

There are different credit cards for all different kinds of people. Of course when we say that we’re usually talking about people’s different income levels and credit histories. But there are also different credit cards related to the different personal interests that consumers might have. For example, if you’re a sports fan, you might find that there are credit cards which are designed specifically to offer you the types of rewards that relate to your sports interests. These cards may be affiliated with a specific sport or may offer you general sports-related benefits. …Read more