| IN:CHICAGOŽ Card from American Express |
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- Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend, whether You're in Chicago or Not*
- Points have No Expiration Date and You can Redeem Points for Rewards in Chicago, New York and Los Angeles*
- 0% APR for 6 Months*
- No Annual Fee*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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6 Months*
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9.24%*
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None*
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Yes*
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Good Credit*
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The IN:CHICAGO® Card from American Express is designed for those with good credit who live in or frequently visit Chicago and plan to take advantage of the various benefits and services that are in Chicago.
In reference to the reward program, one INSIDE Rewards point is earned for every dollar spent on general purchases. Double points are awarded for every dollar spent on "City Essentials", which include newspaper and magazine subscriptions, movies, dining, cell phone services, cable and dial-up ISP subscriptions, and gym memberships. Points can be redeemed for benefits and experiences based in Chicago, New York, and Los Angeles, such as free hotel stays, dining, and airline travel. An added benefit is that points never expire and have no yearly limit.
Perhaps what is most impressive about the program is the Tuesdays IN:CHICAGO feature. Cardholders can use the card at participating merchants on any Tuesday and get 10% off, including select retailers, spas, and health clubs. The IN:CHICAGO Card also provides cardholders with priority access to venues such as clubs, concerts, and more.
Aside from the reward program, this card offers a variety of standard benefits that include travel accident insurance, auto rental insurance, and various fraud protection services with each usage (see website for all benefits available).
The interest rate for purchases is considered very low (for a reward card), and there is no annual fee. There is also a 0% introductory rate for purchases and balance transfers for the first six months.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently stay or live in Chicago (to earn additional points), and can accumulate enough points for dining and entertainment experiences will benefit most from what the IN:CHICAGO® Card from American Express has to offer.
The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.
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(Review Date: March 17, 2008)
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